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. Chapter 13, Adjustment of Debts of a person With Standard Income, often called the Wage Earner Program, is suitable for an individual debtor who's got a regular source of profits, that enables the debtor to help keep a useful asset, such as a dwelling Which might be in foreclosure or which will have extra fairness, and will allow the debtor to suggest a “prepare” to repay creditors after some time – generally three to five years.

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